SME Credit Analysts

Fastcredit-ng

Job Overview

Location

Ikoyi, Lagos, Nigeria

Employment Type

Full-time

Work Arrangement

On-site

Sector

Finance & Banking

Experience Level

Mid-level (3-5 years)

Application Deadline

May 10, 2026

About the Company

Fastcredit-ng is a dynamic financial services institution dedicated to empowering individuals and small and medium-sized enterprises (SMEs) across Nigeria. We specialize in providing accessible and efficient credit solutions, fostering economic growth and financial inclusion. Our mission is to bridge the financing gap for businesses, enabling them to thrive and expand their operations. We pride ourselves on our robust operational framework, commitment to client success, and innovative approach to lending. Join a team that is at the forefront of transforming the financial landscape, offering impactful services and driving sustainable development within the community.

Job Description

We are seeking diligent SME Credit Analysts to join our team in Ikoyi, Lagos. This role is essential for supporting the growth of small and medium-sized enterprises through robust financial assessment.

You will be responsible for conducting comprehensive credit analysis and risk assessments for our SME clients. This involves evaluating financial statements, structuring viable lending solutions, and ensuring the overall quality of our loan portfolio.

Working closely with our business teams, you will play a crucial role in driving quality loan bookings and contributing to effective risk management strategies. This position offers a significant opportunity to impact economic development.

To apply for this role, click the Apply button on this page and follow the instructions.

Required Skills

Credit AnalysisRisk AssessmentFinancial EvaluationLending SolutionsPortfolio ManagementRelationship Management

Key Responsibilities

Conduct credit analysis and risk assessments for SME clients
Evaluate financials and structure viable lending solutions
Support portfolio quality and risk management
Work closely with business teams to drive quality loan bookings

Qualifications

Bachelor's degree in Finance, Economics, Accounting, or a related field
Proven experience in credit analysis, preferably with a focus on SME lending
Strong analytical skills and proficiency in financial modeling
Ability to assess and mitigate credit risk effectively
Excellent communication and interpersonal skills for client and team collaboration

How to Apply

Submit your CV with the exact role title as the email subject.

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The Nigerian SME sector is a vital engine for economic growth, driving increased demand for specialized credit analysis. This role involves conducting thorough credit analysis and risk assessments for small and medium-sized enterprise clients. You will evaluate complex financial statements, structure viable lending solutions, and contribute to robust portfolio quality. Supporting comprehensive risk management strategies and collaborating closely with business development teams to drive quality loan bookings are key. This position directly impacts the financial health of SMEs and the overall profitability of the lending portfolio, fostering sustainable economic development.